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Iron man returned fortune 2020

Written By STPORTAL on Friday, December 6, 2019 | 12:43 AM

Iron Man Marvel Movie Concept- 

01 John Jupiter: Main character
 02 Bella: John’s childhood friend and a “Field” agent working for ISMO.
 03 Jerry: Bella’s colleague
04 Boat: John’s assistant
05 Lucy: AI program developed by John Jupiter
06 Neke Murri: Field director
It is a story of John Jupiter. He is an extra ordinary student of Chelmsford University. He is a student of electric, mechanical, computer and space science. He topped in his university every year. But he is an eccentric person. Besides it he is an extraordinary capability of learning and implementing.
In his early age of 13 years he prepares an artificial intelligence program “Lucy” which can secure computer network with its own capabilities. His best quality is solving the error, codes or incomplete equations.
He always believe in “Nothing is Everything”
At the age of 4 years-(year 1986)
Mid night: 10:00 pm (Indian time)
Location: at terris of his home.
John asking to his father- “How many stars are there in the Sky, who made this? Can we count these stars? Can we go there in the sky?
Father (Vein Jupiter: root scientist working for govt. secret explore mission): sky is endless and no one can count this? We cannot go there now but in future we can explore them.
Year 2018:
Location: ISMO Head quarter at Washington DC
ISMO worked as space related equipment manufacturing and research center.
Time: 1:45 pm
Director asked Bella for “D43” project.
Bella told him that project is under process and they are so close to complete it. Director told her he want result only not theory. After office Bella go for dinner at her grandmother home. Her grandmother’s mixer not working. Her grandfather suggests her to repair it at John Shop.
Note: Now John is working on his shop as an engineer.
Her GM refuses to go there because last time she repairs her washing machine there and she has to wait for 2 years for that. Bella remember that john is the same person whose book “sister planets” she read last year semester. Bella talk to projector head about the “iscan” machine. He told Bella it is a complicated project and his best team is working on this project from last 2 years but something is missing in calculation so that after 250 experiments they are failed.
Location Bella’s Home:
Time: 09:15 PM
Bella saw the news paper headline “John again topped the university”
Now Bella tried to know about john and his capabilities and college life she search on her computer his written books she read some of part of John’s written book “the 10th dimensions”. Bella steal the top secret information of NASA server and come to know that the Pluto planet was renamed as asteroid with the help of John Jupiter. Now Bella has a hope of john can solve their problem. But Bella still doesn’t know that the John was the same person she plays with in her childhood.
But before approach, Bella talk to ISMO head for the project. Director refused to allow this but she told him about how he solve the Pluto miscalculation at the end she convinced him for John.
Bella take a blueprint of the project with her.

Location: at John shop.
Bella and Jerry arrived there, Jerry tell john about him and problem but john refused to do it for them.
Jerry makes fun of john and betrayed john for his work but john didn’t show his interest.
Bella tells John that she has read many of his published books and she is one of his fans, she loved science and projects
John asked Jerry to fill the form and submit it. If he would lucky he will do his work
Boat (his assistant) gave him a form and told him to write the problem and submit the blueprint of the project.
Jerry enters inside the shop and amaze to see the big warehouse inside the shop of john.
Boat told him to submit his form inside a big underground chamber which is full of forms,
Boat told him that the problem is choose randomly if he would get lucky john will do his work.
Jerry told Bella John is worthless for them because “time doesn’t matters for him.”

Bella talk to his project head and asked for money offer to John then Neke Murry call Bella and tells her that at the age of 6 years she used to play with John when his dad was passed away and John become a lonely person.
Bella offered John money but he refused to take this project now. She offered 1 millions $ to john but John is not interested. Bella tells him that she is “Lucy” his childhood friend and John become so happy to see her after a long time. Bella tell John how this project can explore universe and its mystery which can reveal the truth behind planets and galaxy. Thus we can make safe and harmless environment that can save humanity on Earth.
John finally agrees and started this project:
At 06:00 PM
John say boat to go home and leave him alone.
John shut the doors and inside his warehouse there is a biometric secret lab inside the warehouse which is a hidden place. There is a AI program named “Lucy” which is his assistant.
Note: Now Lucy is more advanced AI program.
John commands Lucy to analyze the blueprint and find the error in it.
Lucy process and solve the error code and told john there is a lack of power these IC cannot handle this type of machine. John places the big IC or booster in it and project is ready for testing.
John become so tired and command Lucy to start the sleeping program called “Lost”
John steps on an automated revolving machine and lay inside a cabinet. Lucy starts the program. Some kind of blue colour serum is being injected in john body. And machine start revolving like a circus rites.
Location: at john ware house
John keeps the special type of glass on his nose and told boat to power on
John takes a photo of his favorite car which is gifted by his father on his 18th birthday.
Flashing……of light!
Boat becomes almost blind (not exactly) to see the flashing of the machine.
When john saw the source data or picture of his car he became shocked! John calls Bella that he couldn’t do this job. Bella don’t believe on john and asked him to another try.
John refused to do so… After some time Bella and John like each other and start dating...

At John’s warehouse:
John sees Nake Murri and shocked to see him, and asked how he could enter in his secured warehouse without his knowledge. Neke Murri told him with the help of “deco” device he create a loop in his security system.
Neke murri told john this project is not for welfare. It’s for the war. It can scan any kind of nuclear device and steal all the relevant information and create a blueprint of that.
Neke murri told him how we could use this for many of bad situations overcome.
Neke murri told John that he has worked with his dad (vein Jupiter) but unfortunately “Decra” agent blame his father for security leaks and killed his father in jail also. He also know why John didn’t sleep and have to take serum while sleeping. But John didn’t respond to Neke.
Neke murri asked him to show his project?
John show him the iscan machine and its photo taken
Neke murri saw the picture and asked what the problem is? John told Neke that it is the picture of his old car but in picture it looked so much advanced hi tech car. Neke asked him to show its blueprint and promise to reveal the secret of this picture.

Location: Neke tech lab:
Researchers told Neke that this car is working on some kind of nuclear energy and less of photon drive technology which is not discovered yet.
Neke told John that this machine has its own AI mind so it can shoot object with its own intelligence.
John again starts his research and advanced the machine with low power ultra dialect conductor.
Now John fit this machine in its car and drives in his local city. He took a lot of pics by this machine and takes a last shot and sudden battery dead.  After reaching his lab he uploads it to Lucy. In every photo city looks awesome but in some last images city looks like debris in one photo a building looks like collapse due to earthquake Lucy confirms it. John just save this image in his mobile, Bella phone john and invite him to her birthday party tomorrow at evening 04:00 PM. But John says that he has to complete some work but Bella didn’t want any excuses from John.
Next day:
03:00 PM
Lucy told John that he has done a lot of work today and has to go Bella’s party for refreshment at 04:00 pm today.
John agrees and drives his car to Bella’s party.
Lucy show him the navigation john asked Lucy this is the same place which photo I have taken at last.
Yes sir, Lucy confirms it. John becomes excited to know this. John asked Lucy to show him the fast route. She does as he want, sudden red light! John’s car stops in the first row of roundabout. John observes the destination is about 0.7 km only in 2 min. he sudden saw a school children parade going through this way where john is going also. Then he remembers something and asked Lucy to display that captured “iscan” image in his car display and zoom it. He saw some school children were injured in the image. John become panic and calls his girlfriend Bella but due to party music noise she didn’t receive his call. John arrived there and again calls Bella after 2 min John saw the school march is coming through this way they are at very near distance. Bella’s friend told her about phone call and Bella pick up the call and talk to john. John told Bella that he got an accident near her building he need her help. Bella told all her guests about this and all guest follow Bella in hurry or shouting to see them going so fast all the persons living on the building asked them why they are running? Some one answer them building caught fire so they are leaving, One by one all the persons came on the road. Bella saw John was standing on the other side of the Road, to see him Bella got angry and asked john why he ruined her birthday party with this false joke.
Sudden an earth quake came. John asked all the persons to resists the children and passersby. Building collapsed and ruined. To see this all person scared and thank God to save their life.
Bella again asked John why he did this? But john says nothing! And leave. Bella got some doubt about john that he is not revealing the truth.
John Lab:
At 06:30 pm
John again compiles the machine code and asked Lucy to operate and analysis. Lucy told John a lot of energy split the imac sensor between 14 dimensions and each dimension has its own time dilation. John told Lucy to start the program and show him the 14 dimensions.
Lucy starts the program but john couldn’t understand the 14 dimensions because till then he knows only 10th dimensions only. John makes some modification in its code but not success. John asked Lucy to show him the today’s earthquake event with the help of his car dash cam john calculate the time of event and photo taken time calculate the difference of time of both. He now enters the time dilation module script in this code and run the program. “But still something is missing”, Lucy said!
John asked Lucy to show him the image blueprint on his screen. John analysis the image and its properties with its last power consumed by iscan machine. Make some quantum calculation and find a result of power difference is also related to time dilation. He changes its power difference with time dilations and starts the iscan machine.
Now the machine was so stable than before and Lucy congrats John to reveal the 14th dimensions. Now John commands Lucy to show him the dimensions in a spectrum. Lucy shows him the spectrum images with time dilation.
Now first John enters 1st dimension, he can watch only front and back
Then second now he can observe left and right also
Then third…fourth.. so on.
At the end he enters in 14 dimensions now he can observe everything that he cannot before. John commands Lucy to shot him with laser 400k. Lucy warns him that it is so dangerous for him he will sudden died if she does this! But John conform it and Lucy start with laser. John’s body split into two pieces and disappeared. But sudden john appears with alright. He again commands Lucy to do it as fast as can be possible Lucy executed! John appears injured for the moment and sudden appears good.
 John becomes so excited to feel this miracle and cheers!  And shouted in excitement. In very first morning he told his assistant boat to make a space for his car in his warehouse. And John starts his car modification he installs the iscan machine in it and powered it by ARC reactor turbine engine in it. John make his car exactly same that was appears in the first image of iscan machine.  Now car get ready for testing. He drives it on the Manchester’s wide roads with the speed of 180 miles/hours. John commands Lucy to speed up the car and start time delay in respect of speed. Speed increase 250…300...and the car rockets. Car surpasses the airplane when it reached 600 miles/hours.   zommmm….
Sudden red traffic light blow John shouted ….ahhh! And apply the dimension of 14th. Car cross the traffic and building with the speed of 1200 miles/hour. Actually his car was running in future time. He shouted! Oooo.. My God! That is fantastic.
Some Decra agent tries to steal the iscan machine from John but Bella help John and John insert a virus code in iscan machine. Some unusual event occurs in John’s life and He decided to help Field for retaliation of his father’s death. John accomplishes a couple of missions for Field and become as popular as a super hero.
Location: Field Head Quarter
Field agents observe that their satellites caught something unusual event in the space. They confirm it with the black hole appearing near to Earth. Whole world watching this; Black Hole is coming to Earth.
If that happens whole earth will be swallowed by Black Hole and everything would be destroyed. With the help of world space agencies they succeed only to compress the black hole but couldn’t destroyed it, because it is created by some other world persons and some other kind of energy belong to the black hole. It can only be destroyed by Beserect cube. They do last time. Finally a space ship appears coming to Earth. A skull face person came to earth and asks for “Beserect cube” to the “super soldier”. Super soldier told him that their team has put all gems to the deserved location and now they have not “Beserect cube” with them. Skull don’t believe super soldier and fight with him. Super soldier is now weak and old and he cannot fight Skull well. On the other hand Skull was much more powerful with the “Time gem” he own which was stolen from “Leeza Ban” in Nepal and killed her. Skull threatened him he will come back and destroyed all humanity if he didn’t get the Beserect cube.
Field director called all their super heroes team to solve the problem.
Skull again arrived there and fight with super heroes no one can fight skull because he can use time loop and revived every time. Skull almost kills all the super heroes. Bella ask John for help. She tell john about herself and their work. John agrees to help and face skull. John talk to skull and say to go back home. Skull through some big object to him but john uses time loop he survives like skull. Everyone amazed to see him alive by skull attract.
Note: Now john convert the Iscan machine to very compact size fitted to his left hand.
John asked for help to super soldier but he is so old that he cannot fight well. John became so tired to fight with Skull. Now John thinks something and put a hand to super soldier and takes him from the past when super soldier was young. Now the young super soldier fights with skull. John has not created any weapon technology and he need neno tech light weight weapon to fight with skull. Steel bird’s wife arrived there to help. But she couldn’t help John. She told John that if Stell bird became alive he could help john in neno tech weapon. Now john decided to go back in past and carry the Stell Bird with them. John talks to Stell bird about the situation. Stell bird tells John why he does this he is just going to kill the “Himos”. John asks him to software information share. Lucy copies all the stell bird suit neno tech script and apply to the John body. Now john body becomes neno tech weapon that cannot be easily destroyed. Now John again takes steel bird to the past where he was fighting with Himos. But fortunately Steel bird AI program also make a copy of John ISCAN machine. So now Steel Bird also can use the time loop and various unknown metals weapon with the neno tech. then Stell bird killed the Himos. John was hit by Skull and touch Bheem. John’s blood appears and he became angry and John transforms in to a giant Bheem and give skull a “dhobi pachhad” all of a sudden Steel Bird appears behind the super soldier. Now Steel bird was much more powerful than before he also know about zero dimention which John doesn’t know. Stell bird took the Skull to the different time and fight but result is zero then Stell remember the place where the zero dimensions was used in ancient Indian history. Which was described in Bhagwat Geeta” he read when he visited Mathura city in “India”? Stell go 5000 BC to fight with skull and reached at Kurukshetra. Skull through stell on a chariot and the chariot wheel swallowed by Earth. Skull through cosmic rays on Stell but it touches a yodhya’s forehead. Now Stell’s weapon was not working so good due to zero dimension. And he just put a wheel of chariot and through on skull neck and skull dies. Then sudden zero dimension ends and Stell returns to the city. They saved the world.


Written By STPORTAL on Saturday, February 13, 2016 | 12:16 AM

Examination Name : ' Direct Recruitment '                                        Advertisement No. : ' 04 - EXAM / 2016 ' 
Advertisement Start Date : 
' 10/02/2016 ' , 

Date for calculating cut of age :-01/07/2016

UPSSSC Recruitment 2016 – Apply Online for 5306 Junior Assistant Posts: Uttar Pradesh Subordinate Services Selection Commission (UPSSSC), Lucknow has announced notification for the recruitment of 5306 junior assistant vacancies. 
Eligible candidates can apply online from 10-02-2016 to 28-02-2016. 
Other details like age limit, educational qualification, selection process, application fee & how to apply are given below…

UPSSSC Vacancy Details:
Total No. of Posts: 5306
Name of the Post: Junior Assistant
I. Name of the Department: Public Welfare department, Uttar Pradesh, Lucknow.
Age Limit: Candidate age should not be below 18 year and not more than 40 years age as on 01-07-2016 (Born between 02-07-1976 to 01-07-1998). Age relaxation is applicable as per rules.

Educational Qualification: Candidates must have passed Intermediate Examination from the Board of High School and Intermediate Uttar Pradesh or any qualification recognized by the Governor as equivalent & ‘CCC’ certificate in Computer.

Selection Process: Selection will be based on Written Exam.
Application Fee: Candidates should have to pay Rs. 185/- + Rs. 25/- Online Processing Fee for UR (General) & OBC candidates, Rs. 100/- + Rs. 25/- Online Processing Fee for SC & ST candidates through E-Challan to deposit the fee in any of the branches of State Bank of India. PH candidates have to Rs. 25/- Processing Fee only.

How to Apply: Eligible candidates can apply online through the website from 10-02-2016 to 28-02-2016.

Instructions for Applying Online:
1. Candidates must have scanned copies of photograph & signature.
2. Log on to the website
3. Click on All Notifications/ Advertisements.
4. Read all the instructions carefully before applying online.
5. Click on “Apply” beside the “Direct Recruitment”.
6. Click on “Candidate Registration” and Fill all the mandatory details.
7. Submit error free application form.
8. An Registration Slip with unique registration number will be displayed, take print out for future reference.
9. Click on “Generate E-Challan/I-Collect” and make the fee payment.
10. Click on “Submit Application Form” then Part-II application form will be generated.
11. Fill all the mandatory details and upload scanned photograph, signature.
12. Click on Submit button then a Declaration form will be opened.
13. Fill all the particulars carefully in the “Declaration” form.
14. After filling details, preview the application form & click on the “Submit” button.
15. Take print out of application form & other forms for future use.

Important Dates:
Starting Date for Online Registration: 10-02-2016.
Dates for Receipt of Online Fee: From 10-02-2016 to 02-03-2016.
Last Date for Online Registration: 28-02-2016.
Last Date to Submit Online Application: 28-02-2016.
For more details like age limit, educational qualification, selection process, how to apply & other information click on the link given below…

UPSSSC More Information
Recruitment AdvtGet Details
Online ApplicationClick Here
Online Instructions in EnglishGet Details
Online Instructions in HindiGet Details


Written By STPORTAL on Tuesday, June 30, 2015 | 7:42 PM

stportal.inInstitute of Banking Personnel Selection (IBPS) has released notification for conducting the Online examination for the next Common Recruitment Process for selection of personnel for Probationary Officer/ Management Trainee (CWE PO/MT-V) vacancies in the Participating Organisations. Eligible candidates may apply online from 10-07-2015 to 01-08-2015. Other details like age limit, educational qualification, selection process, how to apply are given below…

IBPS CWE PO/MT-V 2015 Eligibility Details:
Age Limit: Candidates age should be between 20-30 years as on 01-07-2015 i.e. candidate must have been born not earlier than 02-07-1985 and not later than 01-07-1995 (both dates inclusive). Age relaxation is applicable for SC/ ST/ OBC/ PH/ Ex-servicemen & Others as per rules.

Educational Qualification: Candidate should possess Degree (Graduation) in any discipline from a University recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
Selection Process: Candidates will be selected based on Preliminary examination, Main examination & Common Interview.

Application Fee: Candidates have to pay application fee/ intimation charges of Rs. 100/- for SC/ ST/ PWD candidates and Rs. 600/- for all others through Online. After submission of online application form, candidates can make payment through payment gateway only Debit Cards (RuPay/ Visa/ MasterCard/ Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets by providing information as asked on the screen from 10-07-2015 to 01-08-2015. After making online payment, take print out of system generated e-receipt for future use.

How to Apply: Eligible candidates may apply online through IBPS official website from 10-07-2015 to 01-08-2015 and no other mode of application will be accepted. After submission of online application form, candidates have to take print out of it for future purpose.

Important Dates:
Starting Date to Apply Online & for Edit/ Modification of Application: 10-07-2015.
Last Date to Apply Online & for Edit/ Modification of Application: 01-08-2015.
Starting Date for Payment of Fee: 10-07-2015.
Last Date for Payment of Fee: 01-08-2015.
Download of Call Letter for Pre-Exam Training: 09-09-2015 to 19-09-2015.
Conduct of Pre-Exam Training: 18-09-2015 to 23-09-2015.
Download of Call Letter for Online Preliminary Examination: 23-09-2015 onwards.
Date of Online Preliminary Examination: 03-10-2015, 04-10-2015, 10-10-2015, 11-10-2015.
Result of Online Preliminary Examination: October 2015.
Download of Call letter for Online Main Examination: October 2015.
Date of Online Main Examination: 31-10-2015.
Date of Declaration of Main Exam Result: November 2015.
Download of Call letters for Interview: December 2015.
Conduct of Interview: January 2016.
Provisional Allotment: April 2016.

                                                         Apply Online Now

IBPS PO/ MT CWE-V 2015 Notification   Get Details

IBPS RRB CWE-IV Recruitment 2015 Apply Online for (Office Asst, Officer Scale I, II, III)

Written By STPORTAL on Wednesday, June 17, 2015 | 11:21 PM
Institute of Banking Personnel Selection (IBPS) has released notification for conducting Online Common Written Examination (RRBs CWE-IV) for the recruitment of Group “A”- Officer (Scale-I, II & III) & Group “B”- Office Assistant (Multipurpose) vacancies in 56 Regional Rural Banks (RRBs). Eligible candidates may apply online from 08-07-2015 to 28-07-2015. Other details like age limit, educational qualification, selection process, how to apply are given below…

Age Limit: Candidates age limit will be considered as on 01-07-2015. Age relaxation is applicable as per rules.

Post NameAge Limit
Office AssistantBetween 18-28 years
Officer Scale IBetween 18-30 years
Officer Scale IIBetween 18-32 years
Officer Scale IIIBetween 18-40 years

Educational Qualification:
For Office Assistant (Multipurpose):
Degree in any discipline from a recognized University or its equivalent and must have proficiency in local language.

For Officer Scale I:
Degree in any discipline from a recognized University or its equivalent and must have proficiency in local language.

For Officer Scale II (General Banking Officer):
Degree in any discipline from a recognized University or its equivalent with at least 50% marks in aggregate with 2 years experience as an officer in a Bank or Financial Institution.

For Officer Scale II (Specialist Officer):
Information Technology Officer: Degree from a recognized University in Electronics/ Communication/ Computer Science/ Information Technology or its equivalent with a minimum of 50% marks in aggregate.

Chartered Accountant: Certified Associate (CA) from Institute of Chartered Accountants of India.

Law Officer: Degree from a recognized University in Law or its equivalent with a minimum of 50% marks in aggregate with two years experience as an advocate or should have worked as Law Officer in Banks or Financial Institutions.

Treasury Manager: Certified Associate ship (CA) from Institute of Chartered Accountants of India or MBA in Finance from a recognized university/ institution.

Marketing Officer: MBA in Marketing from a recognized university.

Agricultural Officer: Degree in Agriculture/ Horticulture/ Dairy/ Animal Husbandry/ Forestry/ Veterinary Science/ Agricultural Engineering/ Pisciculture from a recognized university or its equivalent with a minimum of 50% marks in aggregate.

For Officer Scale III:
Degree in any discipline from a recognized University or its equivalent with a minimum of 50% marks in aggregate with minimum 5 years experience as an Officer in a Bank or Financial Institutions.

Selection Process: Candidates will be selected based on Common Online Examination & Common Interview.

Application Fee: Candidates have to pay application fee/ intimation charges of Rs. 100/- for SC/ ST/ PWD/ EXSM category and Rs. 600/- for all others through Online. After submission of online application form, candidates can make payment through payment gateway only Debit Cards (RuPay/ Visa/ MasterCard/ Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets by providing information as asked on the screen from 08-07-2015 to 28-07-2015. After online payment, take print out of system generated e-receipt for future use.

How to Apply: Eligible candidates may apply online through IBPS official website from 08-07-2015 to 28-07-2015 and no other mode of application will be accepted. After submission of online application form, candidates have to take print out of it for future purpose.

Instructions to Apply Online:
1. Before applying online candidates should have valid email ID & scanned copies of photograph, signature.
2. Log on through the website
3. Select the link “Click here to Apply Online for CWE-RRBs-Officers (Scale-I, II and III) September 2015″ or “Click here to Apply Online for CWE-RRBs-Office Assistants (Multipurpose) September 2015″ to open Online Application.
4. Fill all the mandatory details & upload scanned copies of photograph & signature.
5. Make the payment through online by using Debit Cards (RuPay/ Visa/ MasterCard/ Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets by providing information. On successful completion of the transaction, an e-receipt will be generated and take the print out of e-receipt.
6. Submit online application with out mistakes.
7. After submission of online application registration number & password will be generated. Candidates should note their registration number & password for future reference.
8. Now take print out of system generated online Application Form for future use by using registration number, password/ date of birth.

Important Dates:
Starting Date to Apply Online & for Payment of Fee: 08-07-2015.
Last Date to Apply Online & for Payment of Fee: 28-07-2015.
Download of call letters for Pre-Exam Training for Officer Scale-I: After 17-08-2015.
Date of Pre-Exam Training for Officer Scale-I: 24-08-2015 to 29-08-2015.
Download of call letters for Pre-Exam Training for Office Assistant: After 24-08-2015.
Date of Pre-Exam Training for Office Assistant: 31-08-2015 to 05-09-2015.
Download of Call Letters for Online Examination: After 19-08-2015.
Online Examination: September 2015.
Declaration of Result: October 2015.
Conduct of Interview: November/ December 2015.
Provisional Allotment: January 2016.
For more details like CWE score, examination centres and other information click on the below links…

Online Exam Notification-                 Get Details

    Apply Online OA                                PO(Scale-1)                                       Officer(Scale-2 or 3rd)

Participating RRBs:
Sl NoName of the RRBLocal Language Proficiency
1Allahabad UP Gramin BankHindi, Urdu, Sanskrit
2Andhra Pradesh Grameena Vikas BankTelugu
3Andhra Pragathi Grameena BankTelugu
4Arunachal Pradesh Rural BankEnglish
5Assam Gramin Vikash BankAssamese, Bengali, Bodo
6Bangiya Gramin Vikash BankBengali
7Baroda Gujarat Gramin BankGujarati
8Baroda Rajasthan Kshetriya Gramin BankHindi
9Baroda UP Gramin BankHindi, Urdu, Sanskrit
10Bihar Gramin BankHindi
11Central Madhya Pradesh Gramin BankHindi
12Chaitanya Godavari Grameena BankTelugu
13Chhattisgarh Rajya Gramin BankHindi
14Dena Gujarat Gramin BankGujarati
15Ellaquai Dehati BankDogri, Kashmiri, Punjabi, Urdu,
Gojri,Pahari, Ladakhi, Balti (Palli), Dardi, Hindi
16Gramin Bank of AryavartHindi
17Himachal Pradesh Gramin BankHindi
18J & K Grameen BankDogri, Kashmiri, Pahari, Gojri,
Punjabi, Ladakhi, Balti (Palli), Dardi
19Jharkhand Gramin BankHindi
20Karnataka Vikas Grameen BankKannada
21Kashi Gomti Samyut Gramin BankHindi
22Kaveri Grameena BankKannada
23Kerala Gramin BankMalayalam
24Langpi Dehangi Rural BankAssamese, Bengali, Bodo
25Madhya Bihar Gramin BankHindi
26Madhyanchal Gramin BankHindi
27Maharashtra Gramin BankMarathi
28Malwa Gramin BankPunjabi
29Manipur Rural BankManipuri
30Meghalaya Rural BankKhasi, Garo
31Mizoram Rural BankMizo
32Nagaland Rural BankEnglish
33Narmada Jhabua Gramin BankHindi
34Odisha Gramya BankOdia
35Pallavan Grama BankTamil
36Pandyan Grama BankTamil
37PaschimBanga Gramin BankBengali
38Pragathi Krishna Gramin BankKannada
39Prathma BankHindi
40PuduvaiBharthiarGrama BankTamil, Malayalam, Telugu
41Punjab Gramin BankPunjabi
42Purvanchal BankHindi
43Rajasthan Marudhara Gramin BankHindi
44Saptagiri Grameena BankTelugu
45Sarva Haryana Gramin BankHindi
46Sarva UP Gramin BankHindi
47Saurashtra Gramin BankGujarati
48Sutlej Gramin BankPunjabi
49Telangana Grameena BankTelugu, Urdu
50Tripura Gramin BankBengali, Kokborak
51UtkalGrameen BankOdia
52Uttarbanga Kshetriya Gramin BankBengali, Nepali
53Uttar Bihar Gramin BankHindi
54Uttarakhand Gramin BankHindi, Sanskrit
55Vananchal Gramin BankHindi
56VidharbhaKonkan Gramin BankMarathi

Wages and Special allowance given to bank employees in 2015 as Expected

Written By STPORTAL on Tuesday, May 26, 2015 | 8:09 PM

Indian Banks Association on Monday signing a wage agreement with employee unions and officer associations.

The revision, applicable retrospectively with effect from November 1, 2012, will benefit employees and officers in 43 banks including PSU banks, old private sector banks and a few foreign banks.The 15 per cent hike would put an extra burden of Rs 4,725 crore on the banks."The 15 per cent wage revision would cost banks Rs 4,725 crore as incremental salary and allowances in a year. If superannuation cost is included, then the total burden would be around Rs 8,370 crore," IBA chairman T M Bhasin told reporters here on Monday.As a prudent measure, banks have been making provision for wage hike for last few years.For officers, the pay has been revised from existing range of Rs 14,500-Rs 52,000 to Rs 23,700-Rs 85,000.

A special allowance for officers ranging from 7.75 to 11 per cent of basic pay along with applicable dearness allowance has been introduced.The scale of pay of workmen and non-subordinate staff has been revised from Rs 7,200-Rs 19,300 to Rs 11,765-Rs 31,540 while the scale of pay of subordinate staff has been increased from Rs 5,850-Rs 11,350 to Rs 9,560-Rs 18,545.As per the new pact, a special allowance for workmen at 7.75 per cent of basic pay along with applicable dearness allowance has also been introduced.

Mr Bhasin said arrears to workmen will be given immediately and within 4-6 months for officers.The bank employees will now soon get holidays on second and fourth Saturdays."RBI has given in-principle approval for it (holidays) and we have written to the government. We hope to get permission soon. We expect it should take 3-4 weeks' time to implement it," Mr Bhasin added.The wage settlement has also introduced a medical insurance scheme for employees of member banks and their family members."Earlier, all banks were having reimbursement of hospitalisation and medical expenses on individual bank basis. Now, we have taken consolidated policy from four public sector non-life companies which gives a floater cover of Rs 3 lakh and Rs 4 lakh for family.""There will be cashless facility available as we are giving them 100 per cent reimbursement for self and dependents," Mr Bhasin added.In the wage revision exercise, 11 employee unions and officers associations participated.

Download PMJDY Application Form in pdf

Written By STPORTAL on Thursday, November 6, 2014 | 10:51 PM

A Lot of individuals are planning to open an PMJDY account in their nearest bank but they are confused about the procedure and conditions for opening a new account. 
Under PMJDY scheme anyone can open an account by submitting the account opening form and paying a fee ( Charged by some banks such as Bank of Baroda.).

What about people who already have a Bank Account?

  1. Primarily the PMJDY scheme is meant for those who do not have a savings bank account but people who already have an account can avail the benefits of the scheme .
  2. They can open a bank account if they have an Aadhaar card which is not linked to any other bank account. Once you submit your aadhaar identification , your unique id will get logged in to the system and you will not be allowed to open multiple accounts under Pradhan Mantri Jan Dhan Yojana.
  3. It is recommended that you open your account at a bank branch which is different from where your current active savings account is located.

PMJDY Bank Account Opening Procedure and Form

If you have been thinking about how you can open an account under PMJDY, do not worry. It is a very simple process just follow the steps outlined below :
  1. To open a bank account under PMJDY scheme first visit your nearest bank branch and inquire whether the bank is part of the PM Jan Dhan Yojana.
  2. If the bank is a part of PMJDY then ask for the Account Opening Form and fill in your details and submit it along with a color passport size photograph and your signature.

Sample Account Opening Form 

Given below is a sample account opening form 

         Download it HERE
You can submit it at your nearest bank branch.

Pradhan Mantri Jan Dhan Yojana Helpline

  • To know more about the Pradhan Mantri Jan Dhan Yojana Scheme you can contact the Department of Financial Services at the following telephone numbers 011- 23745128 / 23748714.
  • These are the numbers of Rajat Sachar who is the economic advisor for the Ministry of Finance and his office will provide all the details required about PMJDY.
  • There is no toll free number as of yet but it could be launched in the coming weeks.

Grants and Withdrawal Limits under PMJDY

No grants are given under PMJDY, you only get an accident insurance cover of Rs 1 Lakh and a medical insurance cover of Rs 30,000. There are also no withdrawal limits on your savings account. An overdraft will be made available only after 6 months if your account is found to be active and has a minimum balance.

Conditions to avail Insurance under PM Jan Dhan Yojana

  • The insurance is given along with the Rupay Debit Card and only if your card is active, will your insurance claim be honored.
  • The Rupay Card will be considered active only if you have swiped it within the stipulated time limit of 45 days before making the claim. Thus to keep your account and card active you will be required to use it at-least once a month.
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